GROWING - PRESERVING - TRANSFERRING; A COMPREHENSIVE APPROACH TO WEALTH MANAGEMENT This is the foundation on which we base our client partnerships. Whatever stage in the wealth management process you happen to be at, my team has the solution and the resources to meet your objectives.
We are committed to building solid, lasting relationships with clients. Keeping clients informed is a top priority for us. This means providing access to a wealth of educational materials, promptly returning phone calls, and quickly following up on administrative issues. It also involves monitoring accounts on an ongoing basis to take advantage of opportunities as they arise. We regularly review goals, strategy and portfolio performance with clients.
COMMITMENT DEDICATION TRUST
We firmly believe that clients' interests are best served by taking a fully diversified and disciplined approach to investing. Every new client we begin working with has a customized Investment Policy Statement developed for them, which clearly identifies their unique investment objectives. We work closely with clients to formulate an investment strategy designed to help improve portfolio returns, while striving to keep risk at an acceptable level. Whether you are conservative or focused on growth, my team and I can design an investment strategy that fits your specific needs.
THE PATHWAY TO OBTAINING FINANCIAL SECURITY...
A strategic and comprehensive investment plan is critical to ensure that your assets are working to acheive your investment objectives. Once we establish what your specific investment objectives are, it is possible to plot a course of action that will take us there. Knowing whether your retirement will be sustainable is crucial to acheiving financial security and peace of mind.
A well designed investment mix strategy will allow us to manage risk intelligently - rather than to avoid it at all costs. An asset mix manages the risk/reward trade-off by blending stocks, bonds and near-cash investments in a manner that suits your investment goals and tolerance for risk. By blending these asset classes together in the appropriate amounts, your portfolio becomes structured to deal with the volatility of financial markets - while allowing us to position you for future investment opportunities.
Diversification within asset classes reduces security-specific risk. Having established an asset mix, we choose the individual securities that will comprise each asset class. This provides us with further diversification that allows us to manage company and security specific risk.
Timing the market is not as important as time in the market. Some investors look at the financial markets and opt to move out of entire asset classes that they believe are overvalued. These investors may indeed miss some of the market downturn, but they will probably miss some upturn as well. Instead, minor weighting shifts within an asset mix (Asset Allocation) due to changes in economic and market outlooks permit us to take advantage of opportunities as they arise.
There are tremendous high quality investment opportunities that exist outside of Canada that can provide powerful diversification benefits to your portfolio. Another important investment strategy focuses on international diversification. Enhanced returns is only one of the potential benefits: because of the differences between Canadian and global economies, when Canadians invest abroad, they add a new element of diversification to their portfolios thereby reducing market specific risk.
By using a prudent and comprehensive approach to investing, it is possible to achieve desired returns while at the same time minimizing unnessesary risk within a portfolio.
To find out how these principles could be applied to your investment strategy click here.
All market data is delayed by at least 20 minutes unless otherwise noted. Quotes, historical data, charts and statistics are provided by SunGard PowerData. BMO Nesbitt Burns is not responsible for the information provided.
** Mutual fund prices are as per previous day's close. Unlike stock prices they are not updated throughout the day.
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