BMO Nesbitt Burns - The Gayfer Wealth Advisory Group

About BMO Nesbitt Burns

As one of Canada's leading full-service investment firms since 1912, BMO Nesbitt Burns serves the investment needs of individual, corporate, government and institutional clients. BMO Nesbitt Burns Investment Advisors draw on the firm's top-ranked* investment research and broad range of products and services designed to meet the specific investment objectives of individual clients.

About The Gayfer Wealth Advisory Group

Since 1998 we have been helping families develop strategies to accumulate wealth, conserve wealth, distribute wealth, minimize tax, maximize income, and mitigate risk.

To meet the team...click on our names to the left.

The Gayfer Wealth Advisory Group's Comprehensive Planning Approach

We believe that before we provide any advice, it is important to completely understand your current financial situation, as well as your goals and objectives, and even your dreams and aspirations, and risk tolerances.

For most, this will involve a Retirement Analysis which will provide a roadmap to the retirement you are looking for. The analysis will cover where you are now, where you want to be, and how to get there.

For many, this planning will take the form of a Comprehensive Financial Plan which in addition to a Retirement Analysis, may also include an Estate Analysis and Plan, Tax Planning, an Investment Plan, Cash Flow and Income Plan, and possibly Education Planning for children or grandchildren.

To learn more about our Process... go the "Learn More tab" above.

The Gayfer Wealth Advisory Group's Investment Philosophy

After the planning process is complete and we completely understand your financial situation, goals and dreams, the next step is to decide what Asset Allocation is appropriate for your investment portfolio. That is, what will be the split between equities, bonds or other fixed income investments, and possibly some other types of assets, depending on suitability. Depending on the client, this may be 100% equities or 100% in guaranteed investments but most often is some combination of the two.

One of our core beliefs is the importance of getting into the right asset allocation for your situation and then staying disciplined through the long-term.

Please click on the "Publications" tab above for an extensive list of financial planning articles.

¹All insurance products and advice are offered through BMO Nesbitt Burns Financial Services Inc. by licensed life insurance agents, and, in Quebec, by financial security advisors.

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