Calculators

RRSP versus Non-RRSP Calculator
Illustrates the difference between saving in an RRSP and saving using non-registered accounts. Fill in the blanks and see how the tax-advantaged savings of an RRSP affect the value of your investments at retirement and the income you can expect to draw from your investments during your golden years.

RRSP Borrowing Calculator
Helps you find out if an RRSP loan makes sense for you. Just fill in the blanks and hit "Calculate" and you can compare the interest you'll pay on the loan to the earnings you expect from your RRSPs.

New Retirement Illustrator
Helps establish a blueprint for your transition into retirement. Use this tool to see how your personal timeline will pay off farther down the road.

The comments included are not intended to be legal advice or a definitive analysis of tax. Such comments are general in nature. Professional advice should be obtained with respect to any specific circumstances.

Leverage Risk Disclosure Statement
Using borrow money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibly to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.