Investment Solutions

Segregated Funds
Saving and investing for a comfortable retirement has become a major concern for Canadians. Increasingly, investors have sought alternatives to government and corporate pensions and, in many cases, have turned to mutual funds for their attractive returns and diversification. At the same time, mutual funds have not provided assurance of investment safety, potential protection from creditors and, in the event of death, possible relief from the costs and delays of probate.

Some investors have discovered a solution in segregated or “seg” funds; an innovative investment product with several unique features and guarantees. Seg funds allow investors to experience the growth available from more traditional investments at a reduced level of exposure to risk.

However, segregated funds aren’t for every investor; deciding if they’re for you and then selecting the right one for your needs can be difficult. It’s important that you work with an Investment Advisor who understands seg funds and their unique investment and estate planning considerations.

BMO Nesbitt Burns Investment Advisors have the necessary knowledge and experience to help you determine if seg funds are right for you. They can then establish and implement a sound segregated funds investment strategy on your behalf. Working together, you can select from a wide choice of segregated funds - across all categories and styles of management- offered by BMO Nesbitt Burns Financial Services Inc.

For more information, contact an Investment Advisor at a BMO Nesbitt Burns branch near you.

If you would like a BMO Nesbitt Burns Investment Advisor to contact you, simply complete this brief contact form.

Note: All insurance products, including segregated funds, are offered through BMO Nesbitt Burns Financial Services Inc. by licensed life insurance agents, and, in Quebec, by financial security advisors.

A nominee account is one in which an investment is held in trust for an individual by a corporation or entity other than the individual. A segregated fund policy held within a self-directed plan is one example of investing in a nominee account. A segregated fund held in a nominee account may not offer creditor protection.