Frequently Asked Questions

Everyone's needs and concerns are different, especially when it comes to mapping out retirement. There are some prevailing concerns that you might share. Take a look at our more frequently asked questions, or contact us for more help.

• How do I factor longevity into my retirement plan, given that I plan on living forever?

Q: How do I factor longevity into my retirement plan, given that I plan on living forever?

A: Today, the average Canadian man lives to 78, and the average Canadian woman to 81. But even beyond that (just think!), today's 65-year old couple has a one-in-four chance of at least one reaching 97 years of age. And a one in two chance that they will see 92 years of age.

Obviously this has huge implications for financial planning. Since most people wait until age 50 to get serious about saving for retirement, that leaves 15 years to accumulate enough assets to fund at least 20 years of retirement.

Start early. Seek guidance. Learn how you can live forever in a style that is unique to you.