Advisory Council on Retirement

Canadians are increasingly seeking guidance on topics not traditionally included in the retirement planning equation. From health and wellness to second careers and elder care, today’s retirees and pre-retirees are dealing with new realities for this next stage of their life. BMO Financial Group is complementing its expertise in financial and wealth management with external expertise. An Advisory Council on Retirement made up of subject matter experts from a variety of disciplines has been created.

The primary mandate of the Advisory Council on Retirement is to provide guidance to BMO Financial Group on issues, strategies and solutions related to the realities facing baby boomers as they approach retirement. The council will help BMO to identify emerging trends and issues for boomers with a view to assisting the organization in educating and informing clients, as well as staff.

The council meets twice yearly and also participates in discussion panels and client education events. Their expertise will be leveraged to develop materials and solutions for clients as well as to help educate BMO employees on various retirement-related issues.

The Council members include:

	Dr. Michael Baker - Physician-in-Chief of the University Health Network and Professor of Medicine at the University of Toronto, Dr. Baker is the first holder of the Charles H. Hollenberg Chair in Medicine. Dr. Baker leads the Department of Medicine at University Health Network, one of Canada’s premier academic departments with National prominence in medical education and International leadership in medical research.
	Mel Cappe (Council Chair) - President and CEO of the Institute for Research on Public Policy in Montreal.  He began this position on June 1, 2006 after more than 30 years in the public service of Canada, including having served as High Commissioner to the United Kingdom, Deputy Minister in several departments and Clerk of the Privy Council.
	Don Coxe – Global Portfolio Strategist for BMO Financial Group in Canada and for Harris in the U.S. With three decades of institutional investing and money management experience in both countries, Mr. Coxe has a unique background in North American and global capital markets. Mr. Coxe was also a member of the Canada Pension Plan Advisory Committee and the Ontario Royal Commission on the Status of Pensions in Ontario where he made significant contributions, particularly in the areas of finance and investments.
	Allan Gregg - Co-founder of The Strategic Counsel and Founder, in 1979, of Decima Research. Mr. Gregg is known and respected as one of Canada's senior research professionals and was a pioneer in the integration of consulting, public-opinion research, public affairs and communications. Over more than two decades, he has brought his skills to bear on such important policy issues as budget measures, transportation and fishery policy, physicians' fees and privatization of Crown corporations.
	Elena Hoffstein - practices in the area of personal tax and estate planning, family business succession planning, estate administration and estate litigation. Ms. Hoffstein also practices in the area of charity law, including work with public organizations, private family foundations, hospitals and hospital related organizations and non-profit entities. She has advised both donors and charities with respect to planned giving.
	Jacques Nantel, Ph.D. - Secretary General at HEC Montréal, the oldest business school in Canada and one of the top rated in the world. Dr. Nantel has served for more than 25 years as professor of Marketing at the same institution. He is a member of the board of Librairies Renaud Bray, Pierre Belvedère and Total Media (Fondation Chagnon). He is also University Associate with RSM Richter and with Léger Marketing. Professor Nantel’s work focuses on the impact of new technologies on the behaviours of consumers and on the marketing strategies of organisations
	Moshe A. Milevsky, Ph.D. - Associate Professor at the Schulich School of Business, York University and Executive Director of The IFID Centre. Dr. Milevsky is the author of over 40 published articles and five books, including The Calculus of Retirement Income by Cambridge University Press (2006). He has consulted and lectured widely on the topics of risk management, wealth management and insurance. He is the founding co-editor of the Journal of Pension Economics and Finance. And, in the summer of 2002, he was designated a Fellow of the Fields Institute for Research in Mathematical Sciences.
	Pamela Wallin – former Canadian Consul General to New York – an appointment that followed more than 30 years in journalism and broadcasting. From CBC Radio and the Toronto Star, to a long career at CTV, she went on to become the first Canadian woman to co-anchor a nightly national television newscast. In 1995, she founded an independent production company. Ms. Wallin is now the Senior Advisor, Canada-US Relations at the Americas Society in New York. She also serves on the board of directors of Bell Globemedia and Gluskin Sheff & Associates, and the boards of several academic, medical and charitable organizations.